Citizens Bank is looking to solve the business problem of underwriting credit requests for new and existing clients and managing the bank's portfolio through the life of the relationship, specifically in the South Region U &PM Mid Corporate Team (MidCorp)
Requirements
- Strong analytical skills and software skills: MS Office (Word, Excel, PowerPoint) proficiency is required.
- Relevant work experience, leadership experience or coursework in Finance, Accounting or Economics is preferred but all majors will be considered.
- Accountability
- Analytical Reasoning
- Audit and Compliance Policies and Procedures
- Audit and Compliance Trends
- Business Savvy
- Communicating Effectively
- Customer-Centricity
- Data Analysis
- Data Gathering and Reporting
- Detail Attentive
- Financial Record Keeping
- Fostering Inclusion
- Internal Audit
- Internal Controls
- Motivating Others
- Personal Initiative
- Problem-Solving
- Process-Oriented
- Project Administration
- Project Support
Responsibilities
- The summer intern will work as part of a commercial client coverage deal team. The position will support Portfolio Managers (PM), Credit Analysts (CA), and Relationship Managers (RMs) in new loan transaction underwriting, loan monitoring, and business development activities.
- Monitor for the receipt and accuracy of client reporting including financial statements, covenant compliance certificates, and collateral requirements.
- Assist in credit analysis, preparation of deal screening memos, new credit approval requests, loan closings, and annual reviews of existing client relationships.
- Performs market analysis and assist in the development of commercial client prospect lists as needed.
- Participate in Team Meetings, Capital Markets calls and broader Commercial Banking calls.
- Participate in client meetings or conference calls.
- Complete other tasks and special projects as required.
Other
- Current students enrolled in an undergraduate bachelor’s program, graduating between Winter 2026 – Spring 2027 OR current students enrolled in a graduate program, graduating between Winter 2026 – Spring 2027
- Minimum GPA of 3.2; Preferred cumulative GPA of 3.5.
- Candidates must currently be a U.S. Resident to be eligible for this program.
- Please note that U.S. Immigration sponsorship or work visa is not available for intern / full time Analyst positions and candidates must have permanent authorization to work in the U.S.
- Hours per Week: 40, Work Schedule: M-F
