OppFi's Anti-Financial Crimes (AFC) Department is seeking a motivated AML Investigator to join their team to execute various anti-money laundering (AML) processes across their lines of business, investigate unusual activity for potential reporting, conduct customer due diligence, and assist with other AML tasks.
Requirements
- 3+ years relevant of AML/BSA or fraud experience including intelligence and investigative analysis, or other compliance related experience.
- Financial crime investigation experience preferred.
- Experience and/or exposure to financial institution AML/fraud investigations
- Basic working knowledge of AML/BSA/fraud regulatory compliance processes and procedures.
- Must have solid research, analytical, and problem-solving skills.
- Must have good writing skills and be able to translate complex situations to easily understood narratives.
- Excellent skills in EXCEL, PowerPoint, JIRA. SQL abilities are a plus.
Responsibilities
- Monitor, analyze transactional activity, and conduct investigations for unusual activity including, fraud, money laundering, and other identified risks (internal reports, escalations, and external referrals).
- Conduct research using internal and external sources to help determine if escalation is warranted.
- Review ACH activity, web or telephone-initiated transactions for fraudulent activity.
- Prepare and complete required reporting and dispositions accurately and timely.
- Investigate and analyze the causes, methods, and processes of Anti-Money Laundering (“AML”)/Bank Secrecy Act (“BSA”) and fraud activities and generate fraud prevention and analysis reports.
- Investigate any potential OFAC hits and escalate issues as warranted.
- Review, process and screen for Section 314(a) watchlist requirements received from FinCEN.
Other
- Bachelor’s degree required, preferably in Criminal Justice, Political Science, Law or a related field.
- Empowers employees to take responsibility for their tasks and goals. Delegate responsibilities, owns accountability and accepts feedback well.
- A combination of education and experience may meet job requirements.
- Excellent organizational and follow-up skills; detail-oriented and self-motivated.
- Excellent problem resolution skills.
