Ouro is seeking an Anti-Money Laundering (AML) Compliance Analyst to conduct investigations related to potential money laundering, suspicious transactions, and high-risk activities to protect the company from legal, regulatory, reputational, and operational risk.
Requirements
- 1–3 years of BSA/AML investigative experience is preferred.
- Proficiency in Excel (intermediate level).
- Strong analytical and critical-thinking skills with the ability to assess high-risk attributes (e.g., transactional, geographic, product, customer) from various sources and core processing systems.
- Ability to quickly learn regulatory and financial concepts
- CAMS or CFE certification is a plus.
Responsibilities
- conducting case investigations using internal systems, reports, and external sources to identify potential money laundering, terrorist financing, identity theft, or other fraudulent activity.
- review and analyze customer transaction patterns to detect unusual or suspicious behavior
- perform enhanced due diligence on high-risk customers
- escalate significant findings to management as needed.
- maintaining thorough and organized documentation of investigative steps and conclusions in compliance with all BSA/AML/OFAC requirements.
- continuously assess emerging trends and risks and contribute to efforts that reduce mitigate risk and losses.
- Query and analyze transaction data to compare activity against customer profiles and expected behavior.
Other
- The position is non-supervisory and may be performed in a hybrid capacity from Austin, TX, or fully remote.
- Conduct interviews with customers, relationship managers, and internal partners as part of investigations.
- Collect and review documentation to assess activity and determine whether Suspicious Activity Reports (SARs) or other external referrals are warranted.
- Prepare clear, well-written SARs summarizing findings and supporting evidence.
- Detail-oriented team player with excellent communication and organizational skills.
- exercise sound judgment, and maintain strict confidentiality.
- Self-motivated, able to work independently, manage multiple priorities, and meet deadlines in a fast-paced environment.
- Bachelor’s degree required
- As provided in Ouro's Background Check policy, eligible candidates may be subject to drug, criminal history, and credit checks, which will be conducted and used in accordance with applicable local, state, and federal laws.
