Affirm is looking to solve the problem of making credit more honest and friendly by giving consumers flexibility to buy now and pay later without hidden fees or compounding interest
Requirements
- SQL
- Python
- R
- Matlab
- AWS
- Looker or Tableau
- Risk modeling including both credit and market risk, assessing macroeconomic trends and financial performance, enabling evaluation of industry risk trends
- Using advanced machine learning techniques to develop quantitative models to predict probability of default with financials and macroeconomic indicators
Responsibilities
- Perform advanced data analysis to derive critical insights and develop credit strategies
- Utilize data modeling techniques to manage the profitability and resilience of Affirm by assessing and managing risk through analysis and development of portfolio models by using statistics to quantify risk
- Collaborate with Data Science and Engineering teams to build our new underwriting models and risk management capabilities for Affirm’s consumer finance platform
- Explore business data by using statistical and data modeling to develop robust lifetime valuation infrastructure and capabilities
- Develop credit policies for new initiatives and products
- Develop effective risk management strategies and capabilities by analyzing business data sets and using Structured Query Language (SQL) to perform ongoing data testing and experimentation
- Improve end-to-end product analytics workflows using quantitative techniques including linear and logistic regression, classification, clustering and other data modeling and mining methods to deeply understand and analyze data that will improve underwriting solutions
Other
- Master’s degree (or foreign equivalent) in Business Analytics, Financial Engineering or related field & one year of experience
- 5% of travel to various unanticipated worksites nationally
- May telecommute
- Economic and accounting principles and practices, including: the financial markets, banking, and the analysis and reporting of financial data
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
