Affirm is looking to optimize credit underwriting, manage the risk profile of the business, and enable sustainable growth while closely managing the profitability and resilience of their portfolio.
Requirements
- Extensive experience with SQL and Python, or other scripting languages.
- Experience with Spark is a plus
- 2-4 years of work experience as a data analyst/data scientist (consumer credit risk management strongly preferred but not required)
Responsibilities
- Leverage experimentation and advanced data analytics to derive insights.
- Dissect complex data and translate it into actionable strategies to help optimize credit underwriting
- Determine and optimize user limit assignments, ensuring they are set optimally to balance risk and growth, driving healthy user engagement
- Play a pivotal role in optimizing the portfolio, managing risk and ensuring the health and profitability of credit offerings
- Design and implement inclusive credit strategies by leveraging alternative data, expanding credit to more users while managing the risk strategically
- Partner with Machine Learning and Engineering teams on building effective credit risk capabilities
Other
- Curious and passionate to learn new things and think outside the box
- Ability to collaborate and influence across different teams in the organization
- LI-Remote
- Affirm is proud to be a remote-first company!
