Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
Requirements
- SQL, Python, or Excel (Macro, VBA)
- Working with Business Intelligence tools such as Qlik, Power BI or others
- Risk modeling including both credit and market risk, assessing macroeconomic trends and financial performance, enabling comprehensive evaluation of industry risk trends, including risk strategy development
- Data analytics, financial modeling, model validation, risk analytics, financial budgeting and project management
Responsibilities
- Defining and ensuring execution of the backbook risk strategy and defining the company’s risk appetite in collaboration with Affirm’s Credit Risk, Compliance, Machine Learning, Product, Engineering, Operations, Growth Analytics, and Finance Teams
- Developing and continually refining robust forecasting for backbook risk incorporating impact from strategy modifications and statistical analyses being implemented by Risk, Machine Learning, and Product
- Developing and implementing improvement processes with Affirm’s Frontbook Risk Strategy, Backbook Risk Strategy, Provisions, and Product based on observed backbook performance in combination with the macroeconomic outlook
- Developing, implementing, and evolving repayment and modification tools strategies and policies
- developing and implementing the risk management framework and provisions for the backbook of Affirm’s international division.
Other
- Position requires 10% of travel to various unanticipated worksites nationally and internationally
- May telecommute
- Master’s degree (or foreign equivalent) in Management Studies, Computer Science, Mathematics, Physics, Business Administration, or related field & 4 years of experience
- Knowledge of economic and accounting principles and practices, the financial markets, banking, and the analysis and reporting of financial data
- Affirm is proud to be a remote-first company!
