Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
Requirements
- SQL, Python, or other scripting languages;
- Data mining and data visualization;
- Machine learning techniques for credit risk management;
- Leveraging advanced analytics to develop credit strategies;
- Monitoring model performance.
Responsibilities
- Leverage advanced data analytics to derive insights and optimize credit strategies;
- Partner with Engineering on building effective risk model and credit risk capabilities;
- Monitor portfolio as well as macroeconomic trends impacting loan performance.
- Drive adjustments to our underwriting and marketing strategies to mitigate risk;
- Oversee adjustments to underwriting strategies to mitigate risk, advising on best practices and ensuring the strategies align with risk management goals;
- Manage the team’s involvement in supporting new product formation and market exploration;
Other
- Provide mentorship, guidance, and support to a team of credit analysts, fostering skill development and ensuring high performance in credit strategy initiatives;
- Oversee team resources and manage workload distribution, ensuring timely completion of projects and alignment with organizational goals.
- May telecommute.
- Supervises direct reports.
- Master’s degree (or foreign equivalent) in Data Science, Computer Science, Engineering or related field & 3 years of experience in the following:
