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Applied AI/ML Scientist - Payments Solutions

JP Morgan Chase

Salary not specified
Sep 23, 2025
New York, NY, USA
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J.P. Morgan Payments is looking to utilize artificial intelligence and machine learning technologies to augment its services, stimulate business expansion, and tackle complex challenges in the payment lifecycle.

Requirements

  • Experience with Shell Scripting, Jupyter notebook/Lab, SQL, PySpark, and AWS Cloud Services is required.
  • Proficient in Python with hands-on experience in Machine learning and Deep learning frameworks (e.g., TensorFlow, PyTorch) and libraries (e.g., NumPy, Scikit-Learn, Pandas).
  • Experience with Jupyter Notebook/Lab is essential.
  • 6+ years of extensive experience working in ML domains like Fraud prevention, Trust and Safety, Ads, Recommender systems with hands on experience working with both numerical and textual or image data.
  • Solid Understanding and past experience applying ML models including decision trees, random forests, neural networks, graph models and Large Language Models (LLMs).
  • Proficient in both basic and advanced exploratory data analysis (EDA), with an understanding of the limitations and implications of different methodologies.
  • Cloud computing: Amazon Web Service, Azure, Docker, Kubernetes, DataBricks, Snowflakes.

Responsibilities

  • Actively collaborate with Product, Technology, and other cross-functional teams to gain a deep understanding of complex business problems and formulate data-driven solutions to address these challenges in key areas of the payments’ domain.
  • Design, develop, and deploy machine learning and AI solutions that meet success metrics aligned with business goals, while considering constraints such as model complexity, scalability, and latency.
  • Partner with Risk and Compliance teams to ensure comprehensive model documentation, track performance metrics, and maintain adherence to regulatory compliance standards.
  • Translate model outcomes into business impact metrics and communicate complex concepts to senior management and stakeholders.
  • Designing and executing highly scalable and dependable data processing pipelines, conducting analysis, and deriving insights to boost and optimize business outcomes.
  • Collaborating with cross-functional teams to pinpoint opportunities for AI/ML applications within the payments ecosystem.
  • Researching, experimenting, developing, and implementing high-quality machine learning models, services, and platforms to streamline payment processes, bolster fraud detection, and enrich customer experience.

Other

  • Master’s degree in a quantitative discipline (e.g., Computer Science, Data Science, Mathematics/Statistics, or Operations Research) with a minimum of 6 years of industry experience.
  • Ability to set the analytical direction for projects, transforming vague business questions into structured analytical plans.
  • You possess strong cognitive and communication skills, characterized by clear and articulate expression.
  • You excel at identifying core issues, bringing order to chaos, synthesizing insights, and driving decisive outcomes.
  • Bring an AI-ML first thinking to our Fraud and Risk solutions and thus achieving Operational Excellence across the Organization.