To manage residual risk in consumer vehicle leases by leveraging existing and emerging technologies to enhance data modeling and analytics for accurate risk assessment at U.S. Bank.
Requirements
- Proficient with MS Office 365, particularly Excel, SQL and/or similar database languages
- Expert understanding of the business line's operations, products/services, systems, and associated risks/controls
- Expert understanding of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business
- Strong analytical skills with critical thinking with the ability to summarize and report on findings
- Ad hoc reporting with findings that show the impact and present to leaders
Responsibilities
- Developing and maintaining analyses that compare current vehicle performance to projected residual values
- Using industry data to ensure lease residuals are appropriately set
- Identifying areas where adjustments are needed to reflect market trends to minimize future losses
- Preparing bi-monthly presentations for senior management to review and approve residual values
- Collaborating with assigned Line of Business, other Risk/Compliance/Audit (RCA) professionals, and RCA Managers to create, implement, maintain, review, or oversee an effective risk management framework
Other
- Bachelor's degree, or equivalent work experience
- Seven to 10 years of applicable experience
- Applicable professional certifications
- Strong process facilitation and project management skills
- Strong presentation, relationship building and negotiation skills
