The Commercial Portfolio Manager Portfolio Manager II – CIP is considered a market and industry resource, providing expertise and advisory guidance in complex debt and capital solutions.
Requirements
- Formal credit training.
- Proven and in-depth knowledge of credit products, risk assessment and debt structuring.
Responsibilities
- Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks. Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
- Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.
- Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.
- Conduct portfolio reviews with senior management
- Analysis of existing portfolio to identify trends and opportunities.
- Maintain up-to-date knowledge of market/industry trends
- Will have the ability to successfully interact with senior leadership, clients and prospects on a professional consultative basis.
Other
- Manages a portfolio of commercial customers in partnership with the relationship manager.
- Will have highly visible role in managing the customer relationship along with the relationship manager assigned to the account.
- Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
- Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
- Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line. Participation in special projects is expected.
- Mentor Credit Analysts to develop required competencies and experience.
- Prioritize work to meet customer expectations.
