PNC is looking for a Credit Product Specialist to serve as a market-level credit product expert, structuring and advising clients on credit transactions to meet their needs while managing the bank's risk profile.
Requirements
- Analytical Thinking
- Commercial Real Estate
- Competitive Advantages
- Consumer Lending
- Credit Risk Management
- Data Analytics
- Decision Making
Responsibilities
- Structures and advises clients on various types of credit and credit-related transactions to meet clients needs while staying within the Bank's risk profile.
- Responsible for the entire execution of credit related products and all other credit products including but not limited to ACH, FX, EF and Derivatives.
- Manages the diligence/approval process and negotiate all legal documents and closing.
- Partners effectively with the Relationship Banking team to help identify and drive revenue through credit products.
- Directly responsible for managing a portfolio of borrowers and all portfolio management activities, including direct and on-going communication with the clients.
- Collaborates with RMs and other product partners (i.e. TM, FX, DCM) to assess credit needs generate ideas and deliver integrated solutions.
- Responsible for structuring credit transactions within the Banks credit risk appetite.
Other
- This position is primarily based in a location within PNC’s footprint.
- PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
- Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
- Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
- Industry relevant experience is typically 8+ years.
