Regions is looking to hire a Credit Products Specialized Industries Product Specialist to partner with coverage on extending credit products transactions to meet client needs, while also serving as a first line of defense in identifying and mitigating risk in credit products transactions.
Requirements
- Five (5) or more years of underwriting and portfolio management experience
- Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)
- Legal document and financial analysis experience
- Understanding of loan structuring needs, loan documentation requirements and market knowledge
Responsibilities
- Leads the credit process on identified credit product opportunities.
- Ultimately accountable for structuring, underwriting, closing and management of new and existing credit products for clients.
- Oversees ongoing monitoring of existing portfolio by being accountable for periodic assessments and other servicing requirements
- Works in support of coverage banker to develop target set of companies within markets to enhance proper client selectivity
- Able to add value directly to client and coverage in articulating Regions’ underwriting methods, processes and risk appetite for specific credit products
- Maintains market knowledge of loan pricing and structural trends to match client needs with Regions’ credit product solutions
- Calls jointly on clients with coverage bankers to understand clients’ needs and specific risks to client business.
Other
- Client-facing role
- Excellent verbal and written communication skills
- Strong problem solving and time management skills
- Ability to coach others
- Well organized and detail-oriented