Regions is looking for a Credit Products Specialized Industries Product Specialist to partner with coverage on extending credit products to meet client needs, identify and mitigate risk in credit transactions, and provide subject matter expertise for credit products.
Requirements
- Seven (7) or more years of underwriting and portfolio management experience.
- Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)
- Experience in relationship management either as a coverage banker or as a client facing member of the relationship team
- Legal document and financial analysis experience
- Understanding of loan structuring needs, loan documentation requirements and market knowledge
Responsibilities
- Leads the credit process on identified credit product opportunities.
- Ultimately accountable for structuring, underwriting, closing and management of new and existing credit products for clients.
- Serves as the primary contact with Credit Risk
- Oversees ongoing monitoring of existing portfolio by being accountable for periodic assessments and other servicing requirements
- Able to add value directly to the largest and most complex client relationships and articulate Regions’ underwriting methods, processes and risk appetite for specific credit products
- Maintains market knowledge of loan pricing and structural trends to match client needs with Regions’ credit product solutions
- Calls jointly with coverage bankers to understand the most complex of clients’ needs and specific risks to client business
Other
- Bachelor’s degree in Finance, Accounting or related field
- Excellent verbal and written communication skills
- Strong problem-solving and time management skills
- Ability to manage multiple projects under pressure
- Proven leader with ability to make sound judgments
