Fifth Third Bank is looking to identify and evaluate all risks related to Residential Lending Consumer Credit by developing analytics to monitor credit quality trends and contribute to risk assessments.
Requirements
- Extensive understanding of relational databases and ability to effectively utilize statistical software - particularly SAS, Python, SQL, PowerBI.
- Strong background in one or more statistical software such as SAS, R, Python.
- Minimum 3-5 years of data analytics experience
- Demonstrated ability to work with significant volumes of data in various formats and databases.
- Demonstrated ability to learn and understand various applications and business intelligence/database tools.
- MS Office proficiency.
Responsibilities
- Ability to access and query a multitude of databases and create and maintain data sets as appropriate.
- Analyze concentrations, product mix, delinquency and loss trending, product optimization, line utilization, originations, whole loan sale performance, etc.
- Design, develop and interpret complex business and statistical analyses to support management decision-making as it applies to portfolio risk management and evaluation of marketing programs.
- Conduct root cause analysis to identify opportunities to predict, prevent and mitigate risk within processes and performance across consumer lines of business and play a crucial role in review and assessment of first line strategies as the second line of defense.
- Coordinate activities in credit outcomes to track and report trends and behaviors.
- Consult and challenge strategies for return on risk and improved predictability.
- Run daily/monthly/quarterly production processes in a meticulous fashion within established controls and tight deadlines.
Other
- Responsible and accountable for risk management by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined.
- Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience.
- While operating within the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
- Bachelors' Degree, preferably in statistics or analytics.
- Master’s degree in relevant field preferred (Analytics, Business, Finance, Statistics, Economics, etc.).
- Excellent analytical, verbal, and written communication skills.
- Detail oriented with strong oral and written communication skills.
