SoFi is seeking an experienced and strategic Crypto AML Advisor & Compliance Officer to lead its compliance oversight program for its growing digital assets and cryptocurrency business, ensuring adherence to regulations and internal policies.
Requirements
- Minimum of 7 years of relevant compliance experience in financial services, with at least 3 years in crypto, blockchain, or digital asset-related compliance
- In-depth understanding of U.S. regulatory regimes affecting digital assets
- Deep understanding of cryptocurrency products and services, including but not limited to: Crypto custody (hot/cold wallets, private key management), Crypto trading and market structure (spot, derivatives, DEXs, liquidity models), Staking and yield products, Blockchain protocols and smart contract risks, Wallet technology and on/off ramp infrastructure
- Proven experience working with product, technology, and legal teams to operationalize compliance requirements
- Ability to translate complex regulations into actionable guidance for business stakeholders
- Experience interfacing with U.S. federal and state regulators, particularly in connection with fintech or crypto products
- Knowledge of international crypto and digital asset markets and regulatory regimes
Responsibilities
- Design and oversee the compliance program specific to digital asset and crypto products and operations, consistent with the company’s Compliance Management Program
- Conduct risk assessments and compliance analyses across the crypto and digital assets business
- Establish and maintain relevant compliance policies and standards.
- Serve as the subject matter expert on crypto and digital asset regulatory topics
- Partner with business, product, operations, engineering, legal, and risk teams (including AML) to advise on compliance implications of new initiatives, product launches, and regulatory developments
- Collaborate with AML Compliance and Financial Crimes teams to ensure that digital asset products meet Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and sanctions requirements
- Provide clear and pragmatic compliance guidance in a fast-paced and ambiguous environment
Other
- Bachelor’s degree required; advanced degree strongly preferred
- Strategic thinker with high attention to detail and organizational skills
- Comfort navigating ambiguity and working in a high-growth, fast-paced environment
- Strong interpersonal skills and ability to influence across functions
- Experience with decentralized finance (DeFi), NFTs, stable-coins, blockchain forensics, and tokenized assets are a plus
