Traditional credit systems create insurmountable barriers for individuals lacking access to capital due to requirements for credit history, collateral, and costly underwriting. This leaves over 1.4 billion people without access to credit, despite many being creditworthy. Credit aims to solve this by revealing creditworthiness through actual borrower behavior, providing undercollateralized loans with fast decisions and settlement.
Requirements
- Proficiency in Python, SQL, and data analysis tools
- Understanding of EVM-compatible chains, smart contract data, and indexing tools
- Proficiency with Grafana, Dune, or Prometheus
- Experience building large-scale data pipelines and infrastructure
- Strong understanding of DeFi protocol mechanics (lending, yield vaults, ERC4626, etc.)
- Experience with TypeScript and React-based frameworks
Responsibilities
- Work with product and research teams to design north star metrics
- Build data pipelines, scalable infrastructure, and dashboards
- Transform key metrics and trends into actionable guidance for product, roadmap, and GTM
- Design and analyze A/B tests and experiments
- Conduct in-depth analyses of user behavior and usage patterns
Other
- 4+ years of experience as a Data Scientist or Research Analyst
- Exceptional problem-solving skills, attention to detail, and ability to drive initiatives independently