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Data Scientist

Parafin

$190,000 - $300,000
Nov 19, 2025
San Francisco, CA, USA
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Parafin is on a mission to grow small businesses by providing them with access to financial tools through the platforms they already use. The company aims to simplify access to funding, spend management, and savings tools for small businesses, addressing the gap left by traditional banks.

Requirements

  • Approach data analysis with a critical, intellectually honest eye
  • Design concise metrics that guide decision making
  • Use robust causal inference methods
  • Develop valid and predictive machine learning models
  • Write legible, reliable, and tested code
  • Contribute to model and data infrastructure design

Responsibilities

  • Training a quantile regression model to forecast the distribution of SMB revenues and precisely size our financing offers
  • Applying convex optimization to generate competitive financing offers
  • Identifying the impact of financial access on platform GMV using quasi-random variation
  • Running simulations to assess the risk of offering financial products on specific platforms
  • Estimating survival curves to predict cohorted loss rates
  • Deploying LLM-based models to automatically identify bankruptcy from web data
  • Build or source tools to boost the team’s efficiency

Other

  • Bachelor's Degree (or higher) in Computer Science, Statistics, Mathematics, Data Science (or related fields).
  • Identify and effectively prioritize business problems
  • Solve business problems using appropriate data science techniques
  • Anticipate the impact of your work on our financial performance, customers, and compliance obligations
  • Management experience, a plus!