TD Bank US Compliance is looking to build a more resilient and scalable compliance risk management function by reshaping compliance structures and processes, driving innovation, and creating a future-focused compliance program. The Fair Banking Compliance analytics team specifically needs a Data Scientist II to perform quantitative analysis, model development, and model review to ensure fair banking compliance and oversee lending practices.
Requirements
- Demonstrated experience in development of predictive models using Python
- In-depth knowledge of quantitative models and statistical analysis,
- Experience working with AI/ML based models.
- Proficiency in Python to be able to code multi objective optimization algorithms and display charts.
- Experience working with databases/datasets and data visualization tools (Tableau/Power BI)
- Uses a wide range of programing languages (e.g. Python) and techniques for extracting and preparing data, applying statistics and various advanced analytics, along with business acumen to extract insights from the big data
- Visualizes insights from the data to tell and illustrate stories that clearly convey the meaning of results to decision-makers and stakeholders at every level of technical understanding
Responsibilities
- DevelopReview models (traditional regressions as well as AI/ML based) to ensure fair banking compliance
- Perform quantitative analysis to identify fair lending risks
- Identify potential alternative ways to mitigate fair lending bias arising from models/policies
- Develop specialized analytical tools for projects or ongoing use
- Compile and generate ad-hoc analytical reports
- Lead research efforts, applying expertise in statistical analysis and modeling
- Provide advisory support to line of business model owners regarding best practices for compliance guided by policies and industry standards/methods
Other
- The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank’s size, complexity, and risk profile.
- In this role, you’ll need to be strategic, tactical, collaborative and creative in your approach.
- Beyond technical expertise, we’re looking for someone with an entrepreneurial mindset—someone who can "roll up their sleeves", takes the initiative and can anticipate needs before they arise.
- A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure.
- Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up.
