Forward Financing is seeking a Director of Data Science to lead their data science team and deploy models to drive better decisions and automation across the organization, revolutionizing small business lending through strategic use of data and models.
Requirements
- 10+ years of experience in data science, with an extensive background in credit risk modeling and relevant data sources (credit bureau, bank, public records, etc.)
- 4+ years of leadership experience managing and mentoring a team of data scientists and/or machine learning engineers
- Proficient in building machine learning models using foundational statistical methods, like generalized linear models, and advanced techniques such as gradient boosting and deep learning
- Proficient in Python
- Proficient in SQL
- Proficient in Git and code collaboration
- Experience with workflow orchestration tools, such as Metaflow
Responsibilities
- Lead the data science team to develop, validate, and deploy advanced machine learning models related to credit risk, fraud, pricing, collections and operations, that drive better decisions, automation, and profitability
- Oversee the full model development lifecycle (from ideation and data exploration to production deployment and performance monitoring)
- Collaborate with cross-functional teams including Portfolio Strategy, Engineering, Product, Underwriting, Sales and Collections to integrate models into our applications, and proactively identify and solve problems that impact critical areas of the business
- Build and mentor a high-performing team of data scientists and machine learning engineers, strategically looking at long-term staffing needs (12+ months) and raising the bar on talent and performance across the function
- Accountable for the planning, budgeting, and execution for the Data Science function by forecasting needs over multiple quarters
- Communicate complex technical concepts and model results to both technical and non-technical stakeholders, including senior leadership
- Stay current on industry trends and research in machine learning, credit risk and relevant data sources
Other
- Excellent project management and communication skills
- Nice to have experience: Snowflake, Databricks, Metaflow, Arize, Sagemaker, decision engines (e.g. Taktile), feature stores (e.g. Tecton)
- Forward is proud to be a remote-first company, keeping workplace flexibility a top priority for our employees.
- Drive the Mission - We believe in financial opportunity for underserved small businesses. We say “yes” when others say “no.”
- Keep It Real - We value direct communication, candid feedback, and authenticity. We are an open book.
