John Hancock needs to maintain and enhance its underwriting expertise by staying current with medical, lifestyle, and technological advances to simplify the insurance process for customers.
Requirements
- Advanced knowledge and experience of underwriting risk assessment - medical, non-medical, financial
- Experience with project and tech implementations and owning the translation of business requirements to technology capabilities
- Ability to convey complex underwriting concepts to diverse stakeholders.
- Exceptional collaboration and presentation skills, demonstrated through experience working with various technical audiences and across multiple functions such as actuaries, medical, data scientists, operations, legal and compliance teams
- Excellent MS Office Skills, Excel, Powerpoint, Teams and web tools
- Undergraduate and/or post graduate degree in science, medical or related field or minimum of 5-10 years’ experience in underwriting and/or research experience
- FALU/FLMI a plus
Responsibilities
- Oversee the research, analysis, and development of proposals for recommendations on the effectiveness of new data sources and underwriting techniques
- Collaborate with teams to develop innovative, data-driven underwriting solutions and capabilities that ensure seamless experience for a broad customer base.
- Support product development work for targeted initiatives
- Analyze underwriting data through various studies and claims experience if applicable
- Keep abreast of external factors that may affect underwriting (e.g. medical and technical advancements, industry rules, compliance and regulations)
- Work with internal stakeholders to recommend and implement underwriting guideline changes
- Provide oversight of relationships with external vendors, partners and technologies that support business capabilities
Other
- history of making sound underwriting decisions, building strong relationships and communicating effectively
- demonstrate proven research and development capabilities, project execution, out-of-the-box thinking, and creative problem-solving skills.
- Prioritize project work, focusing on generating the most value for the business
- Keep abreast of competitor actions and industry trends
- Apply innovative thinking and creative problem-solving to address complex underwriting challenges.
