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Lead Software Engineer, Global Payment Network

Capital One

$175,800 - $220,700
Oct 28, 2025
Riverwoods, IL, US
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Capital One is seeking Back End Software Engineers to be on the forefront of driving a major transformation within Capital One, by solving complex business problems in a fast-paced, collaborative, inclusive, and iterative delivery environment.

Requirements

  • At least 1 year experience with cloud computing (AWS, Microsoft Azure, Google Cloud)
  • 8+ Years of experience with Software Development, Software Engineering, or Technical Architecture
  • Experience in architecture and design for debit card transaction processing applications and banking industry payment networks
  • Experience with ISO8583 message formats
  • Experience building high performing, scalable systems that adapt and grow to customer needs
  • Understanding of technology evaluation process
  • Experience with modern development practices such as CI/CD, Service-Oriented Architecture (SOA), and microservices

Responsibilities

  • Independently oversee the design process for an application
  • Coach other engineers to develop product quality strategy including nonfunctional requirements, such as reliability, availability, and security
  • Demonstrate a deep understanding of business processes and technical building blocks
  • Train others in solution design patterns
  • Coach internal technology communities and actively research and learn modern technologies and patterns
  • Create and maintain big-picture design view of product portfolio
  • Design and document solutions that meet business needs

Other

  • Partner with Sr. Product Owner(s) to develop product vision and strategy and align product vision with technology strategy
  • At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position
  • Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
  • This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI).
  • Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being.