The business is looking to solve the problem of digitally focused strategic initiatives for residential and commercial Mortgage lending, driving the vision, strategy, and objectives for the Bank's mortgage business and platform, and integrating lending/liability solutions to drive growth and penetration.
Requirements
- Strong knowledge and experience with residential and/or commercial mortgage origination systems and platforms
- Understanding of residential and/or commercial mortgage credit as it relates to originations and operations
- Familiarity and working knowledge of residential and/or mortgage compliance requirements including TRID, QM and ATR guidelines
- Analytical skills that allow for the development of data-driven reports
- Ability to use SQL and Microsoft Excel to create pivot tables, graphs and charts
- Ability to create tableau dashboard reports
- Strong written and verbal communication skills to effectively relate data to coworkers
Responsibilities
- Help lead and execute digitally focused strategic initiatives for residential and commercial Mortgage lending in both a current and new digital bank environment
- Help drive the vision, strategy and objectives for the Bank’s residential and commercial Mortgage business and platform
- Partner with digital and technology teams to integrate our lending/liability solutions into our client and field experience to drive growth and penetration across product and platforms
- Establish cadence and coordination across technology, digital and business on new development execution and create, maintain, and execute communication plans on business initiatives and platform changes
- Continuously review the mortgage product offering and recommend and implement new product developments to drive growth
- Execute complex mortgage reporting and analytics as well as streamline and automate current reporting
- Assist the business in adhering to BUSA risk and compliance programs, policies, and procedures developing, reviewing, or amending 1LOD applicable policies and procedures aligned with the risk governance framework
Other
- A bachelor's degree or equivalent, with an advanced degree (preferred)
- Ideally 5 years’ experience in residential and/or commercial mortgage loan originations, operations or secondary markets with a strong understanding of various mortgage products OR business and financial analysis
- OR ideally 5 years’ experience in product management, operations or Mortgage business operations, objectives, strategies, process and information flow with a general knowledge business risk functions including knowledge of risk control identification, risk reporting and governance processes
- Strong relationship management, analytical, problem-solving, consultative, and negotiation skills
- Ability to lead, prioritize and execute on multiple concurrent priorities/initiatives working in a fast-paced environment with aggressive deadlines and minimal supervision
