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Principal Software Engineer - Banking and Money Movement New

Marqeta

$206,100 - $303,100
Aug 27, 2025
Remote, US
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Marqeta is looking for a Principal Software Engineer to independently identify and deliver software solutions on their Banking and Money Movement Team, owning and delivering projects in service of quarterly goals and solving ambiguous, open-ended problems.

Requirements

  • 10+ years of hands-on software engineering experience, with a track record of designing and delivering complex distributed systems at scale.
  • 3+ Experience with payments or the FinTech space.
  • Strong experience across multiple technology stacks (e.g., Java, Python, Go) and proficiency in designing scalable APIs, microservices, and cloud-native applications.
  • Demonstrated ability to drive architectural decisions that balance short-term trade-offs with long-term goals.
  • Proven leadership in complex initiatives spanning infrastructure, product development, and platform evolution.
  • Experience shaping technical strategy and mentoring senior staff and principal engineers across multiple domains and teams.
  • A passion for system reliability, observability, and building secure, maintainable systems.

Responsibilities

  • Define and drive the architecture of mission-critical systems, setting long-term technical direction and ensuring scalability, security, and sustainability across the platform.
  • Lead large-scale, cross-functional initiatives that span multiple teams and domains, ensuring alignment with business priorities and delivering high-impact outcomes.
  • Serve as a technical advisor to senior leadership, providing insight on technical risks, trade-offs, and innovation opportunities that shape product and business strategy.
  • Raise the technical bar across the organization by mentoring engineers at all levels, fostering a culture of technical rigor, collaboration, and continuous learning.
  • Partner with engineering managers and product leaders to ensure roadmap decisions align with architectural goals and long-term scalability.
  • Actively influence and contribute to the creation and evolution of the company’s engineering principles, tooling, and standards.
  • Conduct technical deep-dives into system architecture, identifying opportunities for performance improvements, technical simplification, and operational efficiency.

Other

  • Excellent communication and influencing skills, with the ability to engage both technical and non-technical audiences.
  • Adept at solving ambiguous problems, balancing innovation with execution, and leading teams through change and complexity.
  • Strong understanding of regulatory and security requirements in the financial domain is a plus.
  • This role can be performed remotely within the Ontario or British Columbia areas.
  • Flexible First