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Ethos Life Logo

Product Filing Lead

Ethos Life

$102,000 - $166,000
Oct 1, 2025
San Francisco, CA, US
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Ethos is seeking to solve the problem of making life insurance easier, faster, and better for everyone by streamlining the life insurance process and navigating complex state regulations.

Requirements

  • 5+ years in product form filings with strong understanding of state insurance department standards and requirements.
  • Broad knowledge of insurance products and regulatory frameworks.
  • Ability to read and interpret laws and regulations related to product and endorsement forms and filings.
  • Experience in SERFF system a plus.
  • JD, CPCU, FLMI, or AIRC a plus.

Responsibilities

  • Own and manage the Ethos portion of the filing process for policy forms and applications, ensuring speed, compliance, and quality.
  • Collaborate with Product, Underwriting, Legal, Compliance, and carrier partners to refine product features and applications that balance innovation with regulatory standards.
  • Provide expert guidance on bracketing, reflexive questions, and variability, enabling flexible yet compliant product offerings.
  • Stay ahead of regulatory changes and competitor filings, translating insights into tangible strategies and recommendations for product evolution.
  • Innovate on filing processes by implementing best practices and technology solutions, bolstering efficiency and accuracy.

Other

  • Bachelor's degree required
  • Strong collaborative communication skills.
  • Ability to work cross-functionally with carriers, legal, and compliance, UW, product development and product teams.
  • Highly self-sufficient and entrepreneurial, capable of driving both strategic initiatives, day-to-day filings, and forms creation and maintenance.
  • US national base salary range for this full-time position is $102,000 - $166,000.