SpotOn is seeking to improve its merchant capital lending and treasury/settlement management systems to help independent restaurant operators compete and win, by providing them with the tools to boost profit, work smarter, and keep their best people.
Requirements
- 4+ years of product management in fintech, payments, lending, or treasury systems
- Strong understanding of treasury operations and payment settlement processes
- Experience in financial data reconciliation, accounting-integrated workflows, or treasury automation
- Demonstrated ability to define product roadmaps in complex financial domains
- Proficiency with data and reporting tools (e.g., SQL, Snowflake, Metabase, Netsuite)
- Skilled at translating finance requirements into product features and guiding engineers to build them
- Excellent cross-functional communication, with experience working across Finance, Risk, and Engineering
Responsibilities
- Own the roadmap for settlement balancing, reconciliation, and treasury automation
- Translate Finance Settlement Balancing team requests into initiatives that mitigate reconciliation risk, improve transparency, and enhance operational efficiency
- Partner with Engineering to reduce manual reconciliation by automating cash flow reporting, exception handling, and journal entry creation
- Improve accuracy and transparency in Day 1 (inbound deposits) and Day 2 (outbound payouts) flows
- Drive development of treasury management tools that automate payout orchestration, GL journaling, exception handling, and real-time reconciliation reporting
- Drive the development of innovative, non-traditional capital products that align merchants financing with customer engagement
- Champion data integrity and change management for finance systems
Other
- 4+ years of product management experience
- Excellent communication and presentation skills including the ability to effectively synthesize, organize and communicate complex information
- Strong organization and execution capabilities, including leading initiatives and cross functional teams
- Ability to work with Finance, Risk, and Engineering teams
- Bachelor's degree or equivalent experience
