The First Line Credit Risk Management team at M&T Bank is seeking a Quantitative Risk Analyst Expert to lead the analysis and interpretation of data related to credit risk, aiming to improve predictive results and refine key messaging for strategic decision-making.
Requirements
- Experience with SAS, SAS Enterprise Miner and other Statistical Software Packages.
- Advanced Knowledge of SQL and Microsoft Office.
- Ability to utilize analytics in a collaborative manner across business functions and product lines to derive optimum solutions.
- Demonstrated ability to communicate complex concepts.
- Demonstrated ability to manipulate and analyze data across large databases.
- Credit Analysis experience.
- strong knowledge of CECL, ACL governance, Stress Testing and Credit Loss Forecasting Techniques
Responsibilities
- Lead Quantitative Analysts in establishing, monitoring, evaluating and interpreting data with a credit risk management focus and an understanding of business strategy by applying analytical and decision science frameworks.
- Collaborate with cross-functional teams to translate complex analytical findings into clear, performance-focused insights that support strategic discussions and decision-making aligned with organizational objectives.
- Demonstrate working knowledge of Credit Risk data to provide data and analytical support to Senior Management.
- Perform data manipulation and analysis using SAS and/or Python, SQL and Microsoft Office Applications and present results and recommendations to various stakeholders.
- Track portfolio performance and risk strategy results.
- Incorporate observations and data into existing analytical processes to improve predictive results and/or refine key messaging.
- Maintain M&T’s internal control and risk governance standards, including the timely resolution of internal and external audit findings, as well as any issues raised by external regulators, as applicable.
Other
- Mentor and, where appropriate, supervise team members, supporting the development of their statistical modeling, analytical, and business acumen
- Understand and adhere to the Company’s risk governance and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.
- Identify risk-related issues needing escalation to management.
- Promote an environment that supports belonging and reflects the M&T Bank brand.
- Complete other related duties as assigned.
