M&T Bank is seeking a Quantitative Risk Analyst Lead to join the Consumer Credit Risk Management team to drive data-informed decisions and apply advanced analytical techniques to large, complex datasets.
Requirements
- Experience with SAS, SAS Enterprise Miner and other Statistical Software Packages.
- Advanced Knowledge of SQL and Microsoft Office.
- Ability to utilize analytics in a collaborative manner across business functions and product lines to derive optimum solutions.
- Demonstrated ability to communicate complex concepts.
- Demonstrated ability to manipulate and analyze data across large databases.
- Python
- Microsoft Office applications
Responsibilities
- Lead Quantitative Analysts in establishing, monitoring, evaluating and interpreting data with a credit risk management focus with an understanding of business goals by applying analytical and decision science frameworks.
- Mentor and supervise the work of junior team members and assist in the development of their analytical and business acumen for the product lines that the department manages and in areas such as data analysis, segmentation analysis, logistic regression, decision trees and multivariate analysis.
- Perform data manipulation and analysis using SAS, Python, SQL and Microsoft Office applications and present results and recommendations to various stakeholders.
- Identify deviations from forecast/expectations and explain variances. Identify risk and/or opportunities.
- Track portfolio performance and risk strategy results. Incorporate observations and data into existing analytical processes to improve predictive results.
- Understand and adhere to the Company’s risk governance and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.
- Maintain M&T risk governance standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Other
- Bachelor degree in Mathematics, Statistics, Quantitative Analysis or another technical discipline, OR in lieu of degree, A combined minimum of 9 years higher education and/or work experience to include a minimum of 5 years relevant experience.
- Minimum of 5 years relevant experience
- Banking or Financial Services experience.
- Ability to communicate complex concepts.
- Degree requirements: Master’s degree in Mathematics, Statistics, Quantitative Analysis or another technical discipline, with minimum of 3 years relevant experience
