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Research Scientist - ML Fairness & Explainability

Upstart

$126,400 - $175,000
Sep 23, 2025
Remote, US
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Upstart is looking to ensure their AI lending models are fair and explainable to maintain compliance, robustness, and trust with stakeholders.

Requirements

  • Programming skills in Python
  • Full-stack expertise with all steps of the modeling process from ideation to productionalizing code; OR deep expertise in either statistical modeling or machine learning
  • Experience and interest in ML explainability or fairness; OR demonstration of high potential to learn quickly and contribute to these areas.
  • Proficiency in a broad array of mathematical, statistical learning and machine learning concepts and applications
  • Detailed understanding of building good technical solutions; ability to convert ideas into testable hypotheses and/or next steps
  • Ability to meet team standards with respect to quality and velocity with minimal help or direction from peers
  • For more complex tasks, ability to break down problems into smaller tasks, and use them to estimate the timeline of executing a larger initiative.

Responsibilities

  • researching and implementing industry leading methodologies for explaining complex machine learning models
  • evaluating their fairness in the lending space
  • mitigating any potential fairness disparities via less discriminatory alternative searches
  • strive to understand, at a deep level, the dynamics of our models in order to properly inform business decisions
  • building, enabling and evaluating our core production models
  • developing new products
  • identifying novel approaches to core models

Other

  • Strong academic credentials with a master's degree in statistics, mathematics, economics, physics, operations research, computer science, or other quantitative areas of study; Ph.D. preferred
  • Ability to meet team standards with respect to quality and velocity with minimal help or direction from peers
  • Proactively communicate to stakeholders and teammates with ability to contextualize technical results
  • Strong sense of intellectual curiosity balanced with humility, drive and teamwork
  • Numerically-savvy and smart with ability to operate at a speedy pace
  • Enthusiasm for and alignment with Upstart’s mission and values
  • The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.