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Senior Backend Engineer (Chicago)

Chime

$157,590 - $218,900
Aug 30, 2025
Chicago, IL, US
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Chime Engineering is scaling to meet the financial needs of its members and needs senior engineers to work on its real-time rules engine.

Requirements

  • Proven experience with Ruby on Rails or comparable frameworks
  • Experience working with transactional databases and caching systems
  • Exposure to architectural patterns of large, high-scale web applications
  • An appreciation of maintainable and well-tested code
  • Enjoyment in learning and diving into the deepest levels of how things work

Responsibilities

  • Design, build, and scale backend systems that support real-time decisioning across multiple integrations
  • Develop robust, low-latency APIs and services that power our self-serve rules engine used by internal risk and operations teams
  • Collaborate with data engineers, analysts, and product managers to ship features that directly impact member experience and operational efficiency
  • Contribute to platform reliability and performance through thoughtful architecture, observability, and automation improvements
  • Help evolve our experimentation, policy lifecycle, and ML integration workflows to support faster iteration and smarter decisions at scale

Other

  • 5+ years developing software in a production environment at scale
  • Start-up experience as an added plus
  • A thoughtful hybrid work policy that combines in-office days and trips to team and company-wide events depending on location
  • Hybrid work perks like backup child, elder and/or pet care, as well as a subsidized commuter benefit
  • Competitive salary based on experience
  • 401k match plus great medical, dental, vision, life, and disability benefits
  • Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off