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Senior Data Analyst, Spending

Chime

$140,670 - $195,400
Dec 17, 2025
San Francisco, CA, US
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Chime is seeking a Spending Product Analyst to develop, test, launch, and scale member banking experience products that make Chime the best place to spend, save, and invest. The goal is to deliver industry-leading spending products that increase member engagement and retention through data-driven insights and product development.

Requirements

  • 5-7 years in data-focused roles (post-internship), building analytical infrastructure and data tools.
  • Experience leading experimentation, statistical analysis, and sophisticated measurement (e.g. causal inference) E2E.
  • Expertise in SQL - translating business questions to queries and understanding data warehouses.
  • Familiarity in R or Python - writing reproducible code with a tendency toward automation.
  • Hands-on experience with BI/Visualization tools (Looker, Tableau, PowerBI, etc).
  • Experience building metric frameworks to understand user behaviors.
  • B2C product analytics and FinTech experience preferred.

Responsibilities

  • Partner widely with product, engineering, research, and design to translate insights into product development.
  • Lead experimentation by providing mentorship on how they should be run, defining success metrics and data requirements, evaluating impact, and providing strategic direction.
  • Drive roadmap, analysis, and metric ideation, and strategic discussions with stakeholders.
  • Keep a pulse on performance metrics and KPIs and explain trends.
  • Foster a data-driven, test-and-learn culture by presenting insights and recommendations to encourage change.
  • Collaborate with analysts and other functions to bridge business questions and technical (data / computational) solutions.
  • Surface product insights and recommendations through experimentation, user behavioral analysis, statistical modeling, and dashboard development.

Other

  • Excellent stakeholder management skills with a record of working cross-functionally to achieve results.
  • Ability to think holistically to solve business problems and navigate through ambiguity.
  • A focus on impact - ensuring work leads to business change.
  • In-office work policy requiring four days a week in the office for those near an office.
  • Preference for candidates with a record of collaboration and communication across functions.