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Senior Data Scientist - Fraud

Mercury

$166,600 - $208,300
Sep 30, 2025
Remote, US
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Mercury is building the financial stack for startups and needs to detect, monitor, and mitigate fraud (first-party fraud and account takeover) to protect customers and the company while maintaining a seamless customer experience.

Requirements

  • Proficiency in SQL and experience using it to understand and manage imperfect data.
  • Proficiency in Python and experience with statistical modeling and machine learning.
  • Experience deploying and monitoring machine learning models in production.
  • Experience building zero-to-one solutions in ambiguous or greenfield problem spaces.
  • Familiarity with LLMs or other GenAI and how they can be applied to risk or fraud detection.
  • Experience with modern data tools for pipelines and ETL (e.g., dbt).

Responsibilities

  • Develop dashboards and monitoring systems to track key fraud and account health metrics.
  • Conduct deep-dive analyses to understand fraud trends and behaviors, and translate findings into actionable recommendations.
  • Build, validate, and deploy machine learning models to identify and prevent fraud in real time.
  • Support ad hoc investigations and ensure data quality and reliability across pipelines and tools.
  • Collaborate with Risk Strategy and Engineering to optimize rules, scoring systems, and other fraud defenses.
  • Partner with cross-functional teams (Engineering, Product, Design, Operations) to embed data insights into decision-making.

Other

  • 5+ years of experience working with and analyzing large datasets to solve problems and drive impact, with 1+ years of relevant domain experience.
  • The ability to balance high-leverage projects with foundational work such as reporting, dashboarding, and exploratory analyses.
  • Comfort working in a fast-paced environment with evolving priorities.
  • Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer.
  • We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs.