Enova is seeking a Senior Data Scientist to develop, enhance, and test models for determining lending criteria and verification procedures, which are critical for managing pricing and credit models that power the company's business and enable competitive and profitable loan offers.
Requirements
- Advanced programming skills and the ability to write customized programs for meaningful data analysis and predictive modeling (Python)
- Experience working with relational databases, such as SQL
- Excellent knowledge in applied statistical methods and machine learning models
- 4+ years of experience in Data Science, Analytics or related field
- Experience in financial services, fintech, or a related industry preferred
Responsibilities
- Develop and refine proprietary models to assess customer credit profile
- Collaborate closely with the Pricing and Profitability team to leverage profitability models and develop pricing strategies
- Design and implement A/B testing frameworks to evaluate the performance of our models, analyzing outcomes to drive continuous improvement
- Communicate insights and recommendations to senior management, providing a data-driven perspective on customer risk and product development strategies
- Independently dive into open-ended problems in order to present recommendations to executives
- Actively manage the pricing and credit models that power Enova’s business
- Interpret and organize data, and communicate it effectively to cross functional teams to solve business problems, provide requirements, and support implementation
Other
- We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time.
- Strong problem-solving skills and the ability to work independently in a fast-paced, dynamic environment
- Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays.
