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Senior Machine Learning Engineer (Modeling) - Underwriting & Credit

Cash App

$194,500 - $343,100
Sep 24, 2025
San Francisco, CA, US
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Cash App is looking to redefine credit and liquidity through simple, fair, and accessible credit solutions that build financial health and resilience.

Requirements

  • Strong knowledge of machine learning algorithms and data analysis techniques
  • Python (NumPy, Pandas, scikit-learn, xgboost, TensorFlow, keras, etc.)
  • MySQL, Snowflake, GCP/AWS and Tableau
  • Credit, lending or underwriting related ML experience

Responsibilities

  • Build and integrate ML solutions for evaluating customer cash flow risk
  • Support multiple products across 4+ workstreams in Cash
  • Empower teams to understand the financial performance of origination cohorts
  • Optimize our automated decisioning pipeline using AI/ML
  • Help identify new opportunities for growth in our customer base
  • Experiment with various modeling techniques on our comprehensive customer data
  • See your solution through to production by partnering cross-functionally with finance, product, and engineering teams

Other

  • Bachelor's degree in Computer Science, Statistics, Mathematics, or a related field. A Master's degree is preferred
  • 6+ years of experience in machine learning, data analysis, or a related field
  • Excellent problem-solving skills and attention to detail
  • Strong communication skills, with the ability to explain complex concepts to non-technical stakeholders
  • Remote work, medical insurance, flexible time off, retirement savings plans, and modern family planning are just some of our offering