Reinventing the financial system and helping community members achieve a better financial position by expanding the Risk Platform and tackling challenges in Credit, Fraud, and Risk/Fraud Operations at EarnIn
Requirements
- Strong analytical skills in leveraging data to inform product decisions and drive metrics improvement.
- Sound knowledge of regulatory requirements and industry best practices related to credit and fraud risk management.
- Previous experience in fintech and payments is preferred, along with familiarity with operational aspects of risk management in the financial sector.
- Ability to foster alignment across teams and functions, driving successful execution and goal achievement.
- Proven ability to think creatively and propose radical ideas to solve tough problems.
- Deep empathy for user needs, coupled with a track record of building products that resonate with users.
- Exceptional communication skills to engage with executive leadership and key stakeholders.
Responsibilities
- Community-Centric Product Development: Stay closely attuned to our community's needs, fostering deep connections and insights to address their challenges effectively.
- Cross-Functional Leadership: Lead a diverse team of engineers, designers, researchers, and analysts to scale impactful products that resonate with our community.
- Innovation & Iteration: Utilize user research and data analytics to identify and prioritize product opportunities, executing features and experiments to refine product offerings rapidly.
- Risk Management: Develop and execute a robust risk management strategy for credit and fraud, integrating risk practices seamlessly into our products and processes.
- Continuous Improvement: Drive initiatives to enhance the efficiency and effectiveness of risk management processes, instilling a culture of risk awareness and accountability.
- Strategic Communication: Articulate the product vision, roadmap, and outcomes to internal stakeholders and community members, fostering transparency and alignment.
- Goal-Oriented Approach: Define ambitious OKRs and stretch goals for your team, driving progress and monitoring metrics for product success.
Other
- 4+ years of relevant industry experience with at least 2+ years in Product Management
- Bachelor's degree (or equivalent) in a related field (such as Computer Science, Engineering, Information Systems, etc.)
- Comfortable in a culture of rapid experimentation, embracing creative solutions to complex challenges.
- Ability to work in-office two days a week in Mountain View
- EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws.
