Mercury is building a complete finance stack for startups and needs to ensure the safety and integrity of its financial services by detecting and preventing suspicious activities, money laundering, and other financial crimes.
Requirements
- Have experience in identifying money laundering, detecting fraud, or other financial crimes related behavior in banking, fintech, or other financial services through vendor AND in-house developed transaction monitoring rules
- Be fluent in the language of bank transactions, including ACH, check, debit card, credit card, and wire transfers, both domestic and international
- Understand the business banking landscape and have familiarity with international activity and ownership
- Develop an unfailing eye for potential fraud or money laundering
- Investigate tools that would make your job easier
- Understand how to keep an organized and clean inbox
Responsibilities
- Provide input as we implement new transaction monitoring rules and tune existing ones
- Review AML, and other financial crime alerts in our transaction monitoring queue and take action as needed
- Contact our users for information on their account usage and transactions
- Work with our partners and internal team members to review and assess information received from users
- Decision user accounts as needed, including locking or closing accounts
- Document investigative findings and escalate unusual or potentially suspicious activity to our Partners for SAR consideration
- Conduct enhanced due diligence (EDD) reviews on some of our highest risk users
Other
- Exercise empathy and understanding when communicating with users
- Communicate complicated concepts with efficiency and clarity, both in speech and writing
- Manage relationships with external parties with confidence and kindness
- Work with efficiency and focus
- Love problem solving and making teams, product, and processes more efficient
