BILL is looking to strengthen its data-driven culture and become a trusted advisor for high-impact initiatives within the organization by hiring a Senior Risk Portfolio Data Analyst to drive sound credit risk decisions across BILL's financial products and shape portfolio strategy.
Requirements
- Minimum 4 years of industry experience in risk analytics, data analysis or data science
- Demonstrated expertise in data analytics, quantitative modeling, or risk portfolio analysis within financial services.
- Proficiency with analytics tools (such as SQL, Python, or R) and ability to manipulate large data sets to derive actionable insights.
- Strong problem-solving skills with a track record of creatively resolving complex business challenges.
Responsibilities
- Develop and implement advanced analytics solutions to monitor, assess, and optimize portfolio risk for credit and lending products.
- Develop and maintain credit loss forecasting models (e.g., using Probability of Default, Loss Given Default methodologies and/or machine learning techniques) to project expected credit losses across various product lines and economic scenarios.
- Analyze portfolio trends, macroeconomic indicators, and unique fintech data streams (e.g., alternative credit data, behavioral metrics) to inform model assumptions, refine loss estimation, and provide insightful variance analysis to executive leadership and risk committees.
- Analyze large, complex datasets to uncover trends, identify risks, and recommend actionable strategies that support business objectives.
- Design and maintain dashboards and reporting tools, translating complex results into clear, compelling narratives for both technical and non-technical stakeholders.
- Advise on the adoption of new data sources, technologies, and best practices to continuously improve portfolio analytics capabilities.
Other
- Collaborate cross-functionally with Product, Engineering, and Risk Strategy teams to drive strategic initiatives.
- Excellent communication skills and ability to tailor messaging for diverse audiences, turning technical findings into practical recommendations.
- Experience collaborating in cross-functional teams and influencing stakeholders to achieve business goals.
- Visa Sponsorship: Please note that this position is not eligible for visa sponsorship. Applicants must have authorization to work in the United States without requiring visa sponsorship now or in the future.
