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Senior Software Engineer, Core Pricing

Upstart

$163,600 - $226,400
Sep 10, 2025
Remote, US
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Upstart's Core Pricing team needs to evolve the systems that power Upstart's loan pricing across multiple product lines, designing and implementing highly scalable, low-latency services that convert ML underwriting outputs into accurate risk and profitability measures, while helping define the future of Upstart's pricing platform.

Requirements

  • 5+ years of professional software development experience building scalable public or consumer-facing products.
  • High level of proficiency coding in production with Python, Kotlin, Go, or languages with similar syntax.
  • Proven ability to independently own and deliver complex, multi-month engineering projects in fast-paced environments.
  • Experience designing and building scalable APIs and microservices in a cloud-based environment (AWS or GCP).
  • Strong problem-solving skills with an emphasis on scalability, performance, and system reliability.
  • Deep experience with distributed systems, cloud-native development, and advanced CI/CD pipelines (infrastructure-as-code focus).
  • Background in finance / fintech, financial mathematics, statistics, or machine learning.

Responsibilities

  • Lead the design and development of scalable, high-performance services that enable real-time pricing decisions across multiple products.
  • Collaborate with data scientists and product managers to translate business goals into robust technical solutions.
  • Drive architectural improvements in the pricing platform to support rapid growth, new products, and evolving modeling needs.
  • Mentor and coach engineers across the team, elevating best practices in system design, testing, and operational excellence.
  • Ensure the quality and reliability of our pricing engines through comprehensive testing, code reviews, and production monitoring.
  • Champion improvements in developer experience, automation, and observability to increase team velocity and platform resilience.

Other

  • Excellent communication skills, able to explain complex technical topics to both technical and non-technical audiences.
  • Demonstrated experience mentoring and coaching engineers, influencing technical direction, and raising the bar for the team.
  • Exhibits a bias for action and comfort navigating ambiguity while driving towards impactful outcomes.
  • History of thriving in diverse work environments: both collaborative and self-directed; remote and in-person.
  • This team has regular on-site collaboration sessions. These occur 3 days per quarter at an Upstart office.