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Zip Co Logo

Senior Software Engineer, Generative & Agentic AI

Zip Co

$150,000 - $170,000
Oct 29, 2025
Remote, US
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ZIP is reimagining its platform with Generative AI and Agentic systems at its core, enabling autonomous, adaptive capabilities across its products and operations. The company is looking for a Senior Software Engineer for Generative and Agentic AI to be a foundational member of the in-house innovation group and build from the ground up in a greenfield environment.

Requirements

  • 10+ years of software engineering experience, with 5+ years of focused, hands-on work with Large Language Models (LLMs), Agentic AI, and generative AI systems.
  • Demonstrated success designing, developing, and deploying production-grade AI/ML systems, including large-scale inference, context management, and continuous learning.
  • Deep expertise in backend systems and distributed architecture; Python required; additional fluency in languages such as C, C++, Go, or Rust are a plus.
  • Extensive experience with agentic frameworks, memory/contextual planning systems, and orchestration of long-running, stateful agents
  • Strong command of cloud-native development, microservices, and MLOps pipelines (e.g., with Azure, GCP, AWS).
  • Applied experience integrating RLHF, embedding models, RAG (retrieval-augmented generation), and vector databases into modern applications.

Responsibilities

  • Design and build intelligent, autonomous systems that directly enhance the customer experience, enabling AI-powered interactions, personalized repayment journeys, intelligent support agents, and the foundation for a new generation of AI-first products in a dynamic, regulated fintech environment.
  • Prototype quickly, scale deliberately, evaluating emerging frameworks and models, running experiments, and hardening the most promising approaches for production deployment in real-world financial systems.
  • Collaborate across engineering, product, design, compliance, and applied research to identify high-impact use cases and deliver intelligent systems that are resilient, secure, and deeply aligned with user needs.
  • Build the AI foundation, selecting and integrating the right mix of LLMs, orchestration frameworks, vector databases, memory strategies, and tooling to give our agentic systems both intelligence and structure.
  • Champion and evangelize AI-powered engineering, help establish and uphold best practices across performance, observability, scalability, and responsible AI, ensuring that everything we build operates with trust, regulatory compliance, and enterprise-grade reliability at scale.
  • Build fast and learn faster, operating with urgency, deploying frequently, and using real feedback from customers and stakeholders to iterate and improve continuously.
  • Stay at the frontier of agentic AI, tracking new developments across academia and industry, and selectively introducing promising techniques that align with our mission to deliver intelligent, adaptive, and customer-centric fintech experiences.

Other

  • Systems thinker with a proven ability to design and deliver Agentic AI-native systems that scale across ambiguity, evolving data, and dynamic user needs
  • Track record of translating frontier ideas like autonomous agents and adaptive workflows into resilient production systems that drive measurable product value
  • Remote-first opportunity for US-based employees with the option to work in-person out of our NYC office
  • Strong collaborator across product, design, data science, and security; experience in regulated domains (e.g., fintech, healthcare) is a plus.
  • High emotional intelligence and low-ego; comfortable driving alignment in ambiguous and high-stakes environments.