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Senior Software Engineer, Loans Service Platform

SoFi

Salary not specified
Sep 12, 2025
Seattle, WA, US
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SoFi is building the next-generation loan servicing platform to help people achieve financial independence, requiring re-architecting critical systems for scale and performance.

Requirements

  • 5+ years of hands-on backend or full-stack software development experience.
  • Proficiency with modern tools and frameworks. Our core stack includes Kotlin, Java, Python, Spring Boot, PostgreSQL, and we work with REST APIs, gRPC, and orchestration tools like Temporal and Airflow.
  • A passion for clean, well-tested code and experience in CI/CD, Docker, Kubernetes, and cloud-native architectures.
  • Strong problem-solving skills and a love for diving deep into systems to understand what’s really going on.
  • Full-stack experience or interest in learning front-end technologies.
  • Experience with Kafka, distributed systems, stream processing, or data-heavy applications.
  • Background in financial services or working in regulated environments.

Responsibilities

  • Design, build, and own highly available, resilient services that form the backbone of our loan servicing platform.
  • Partner on long-term architecture strategy, weighing trade-offs and introducing best practices to keep us scalable, testable, and performant.
  • Take features from idea to production, including defining APIs, writing business logic, deploying services, and monitoring success.
  • Mentor junior engineers and be a culture-carrier for collaboration, excellence, and growth.
  • Contribute to a culture of engineering rigor and continuous improvement.
  • Explore new technologies, frameworks, and paradigms to future-proof our infrastructure.
  • Work cross-functionally with product, operations, design, and compliance to deliver innovative, high-impact solutions that directly serve our members.

Other

  • A team mindset—you enjoy mentoring others, engaging in code reviews, and celebrating wins together.
  • Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.