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Software Engineer, Capital Marketplace

Upstart

$142,000 - $196,600
Nov 14, 2025
Remote, US
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Upstart is looking to solve the problem of expanding access to affordable credit by leveraging AI and a marketplace model. The Capital Marketplace engineering team specifically aims to fuel Upstart's AI-based lending operations by onboarding and maintaining relationships with Lending Partners and Investors, providing them with reports, forecasting, financial reporting, and optimizing the connection between customers and funding suppliers.

Requirements

  • 3-5+ years of experience in software development, with a strong focus on full-stack development, distributed systems, and APIs
  • Design, build, and maintain scalable APIs, services, and UIs that enable partners to access performance data, operational workflows, and program controls.
  • Experience with some or many of the following: Ruby on Rails, Kotlin, PostgreSQL, React, Next.js, Vercel, Python
  • Experience with cloud platforms (AWS, GCP, Azure) and deploying applications in a cloud native environment
  • Experience with microservices architecture and real-time data processing pipelines (Kafka, Spark, or similar)
  • Familiarity with database technologies such as SQL and data warehousing solutions
  • Experience working with large datasets, data modeling, and building robust data pipelines

Responsibilities

  • Assist in the design, development, and maintenance of self-service tools that enhance the investor experience
  • Develop scalable, reliable systems that meet the needs of both internal users and external investors
  • Ensure security, performance, and availability of our critical platforms
  • Participate in code reviews, testing, and the deployment of high-quality code
  • Design, build, and maintain scalable APIs, services, and UIs that enable partners to access performance data, operational workflows, and program controls.
  • Experience with microservices architecture and real-time data processing pipelines (Kafka, Spark, or similar)
  • Experience working with large datasets, data modeling, and building robust data pipelines

Other

  • Collaborate with product managers, engineers, and business stakeholders to deliver projects that align with business goals
  • Work with business stakeholders to identify opportunities for process optimization and build solutions that improve business workflows
  • Good communication and teamwork skills, with the ability to work effectively with cross-functional teams
  • Experience in capital markets, financial services, or a related industry, with a strong understanding of market structures and regulations
  • History of thriving in a variety of work environments: both collaborative and self-directed; remote and in-person