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Software Engineer - Fraud, Payments

Xai

$180,000 - $440,000
Sep 15, 2025
Palo Alto, CA, US
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xAI is building a new payments platform for X (600 million+ monthly users) and needs to protect users and the platform from fraud, abuse, and risk.

Requirements

  • 7+ years of backend or systems engineering, with exposure to fraud, risk, or abuse prevention systems preferred
  • Skilled in distributed systems: You’ve built resilient, high-throughput systems that operate under real-time constraints
  • Security-conscious: You understand threat models, data sensitivity, and defense-in-depth principles
  • Analytical and pragmatic: You value simple, high-leverage solutions and adapt quickly to evolving challenges
  • Builder mentality: You’re excited by zero-to-one problems and proven ability to thrive in fast-paced environments.
  • Experience with real-time anomaly detection, machine learning for fraud, or rule-based risk systems
  • Familiarity with AML/KYC regulations, chargeback flows, or identity verification systems

Responsibilities

  • Design and implement fraud detection and prevention systems that operate at global scale and low latency
  • Develop risk scoring engines, anomaly detection pipelines, and real-time enforcement mechanisms
  • Collaborate with product, compliance, trust & safety, and infrastructure teams to ensure a secure and seamless user experience
  • Monitor and analyze fraud trends, and proactively respond to new attack vectors
  • Define engineering standards around observability, reliability, and rapid response in fraud-related systems

Other

  • All employees are expected to be hands-on and to contribute directly to the company’s mission.
  • Leadership is given to those who show initiative and consistently deliver excellence.
  • Work ethic and strong prioritization skills are important.
  • All engineers are expected to have strong communication skills.
  • Candidates are expected to be located near the Bay Area or open to relocation.