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Software Engineer, Home Lending

Upstart

$142,000 - $196,600
Sep 25, 2025
Remote, US
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Upstart is looking to expand access to affordable credit by leveraging AI lending marketplace, and the software engineer will help build and grow Upstart's 2 newest products: HELOC and Mortgage.

Requirements

  • 4+ years professional experience in fullstack software
  • 4+ years proficiency in Kotlin, Java, or C
  • Some hands-on experience with a JavaScript framework like React
  • Some hands-on experience with SQL databases and domain modeling
  • Experience with AWS, Kafka, Spring Boot, Next.js, Kubernetes

Responsibilities

  • Proactively search out ways to make an impact beyond the Jira board
  • Turn feature-specific tasks into opportunities to up-level the team's codebase and product
  • Know the product intimately enough to propose changes to requirements when we need to find a middle path
  • Propose and deliver new ideas that achieve meaningful improvements to our team's metrics
  • Contribute in a meaningful way to quality improvements within our team

Other

  • Excellent written and verbal communication skills
  • Preference for face-time and synchronous collaboration
  • Comfortable challenging authority
  • Thrives in environments where you are expected to think like an owner and make decisions like one
  • Travel requirements: roughly once per quarter (~3 days at a time) in one of our main offices (Columbus, Austin, or San Mateo)