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Software Engineer II, Verifications

Upstart

$142,000 - $196,600
Sep 15, 2025
Remote, US
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Upstart's Verifications Decisioning team aims to build core capabilities that efficiently deliver online data sources for Machine Learning (ML) models to improve loan performance and automate decisioning of applications using ML-driven rules to reduce friction and prevent fraud, thereby accelerating accuracy of ML models and extending benefits to emerging products.

Requirements

  • 3+ years of professional software development experience building scalable public or consumer-facing web and/or mobile products displaying a passion for user-experience, and a product-first mindset.
  • High level of proficiency coding in production with Kotlin and/or Ruby on Rails.
  • Knowledge of, or hands-on experience utilizing advanced CI/CD technologies with a focus on infrastructure/everything as code.

Responsibilities

  • Build services to integrate with new data sources
  • Implement and maintain highly scalable gRPC APIs for internal teams to access data
  • Partner closely with stakeholders to ensure data quality standards are met and ensured through thorough testing frameworks
  • Develop robust, high-performance services that enable real-time data retrieval and decisioning
  • Optimize and refactor code for scalability and efficiency, ensuring low-latency responses
  • Maintain and evolve our API infrastructure to support the growing volume of products and integrations
  • Ensure the quality and reliability of ML models by writing unit and integration tests, participating in code reviews, and monitoring production systems

Other

  • Work closely with cross-functional teams to understand business goals and translate them into technical requirements.
  • Exhibits a growth mindset - you’re not afraid to pick up new technologies that are best for the task, and learn from others.
  • Excellent communication skills, able to explain complex technical topics to non-technical stakeholders.
  • Extreme ownership of your work with a problem solving mindset, comfortability persevering through ambiguity without delegating the hard part to others
  • You thrive in environments where you are expected to think like an owner and make decisions like one.
  • Excellent written and verbal communication skills. You are able to tailor your communication style to fit the needs of the audience.
  • Contributes to the open-source community, educates others on software development best practices, or spends time outside of work staying up with the latest trends in modern software development.