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Software Engineer, Offer Delivery

Upstart

$142,000 - $196,600
Dec 6, 2025
Remote, US
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Upstart is seeking to expand access to affordable credit through its AI lending marketplace by deepening relationships with existing customers and delivering personalized, timely financial offers that enhance user engagement and customer lifetime value.

Requirements

  • Bachelor's degree in Computer Science, Engineering, or a related field
  • 5+ years of experience in software development with the ability to operate in a full stack capacity
  • Experience in product oriented teams with quantifiable customer impact
  • Experience designing, developing, and deploying scalable microservices-based applications
  • Master’s degree in Computer Science, Engineering, or a related field
  • Experience with growth engineering product stacks (Optimizations, Experimentation, Personalization, Recommendation Systems, etc)
  • Experience with Ruby on Rails, Kotlin, or React

Responsibilities

  • Design and implement features that support intelligent, personalized offer recommendations to our user base
  • Work with Product Managers, Product Designers, Research Scientists, and Marketing Managers to design and deliver high-quality products
  • Leverage experimentation and data-driven insights to refine growth strategies, optimizing engagement and conversion through continuous testing, iteration, and personalization
  • Promote a culture of technical excellence focused on providing high quality solutions and incrementally enhance systems with each pull request
  • Enhance our logged in user dashboard
  • Optimize out-of-funnel cross-sell strategies
  • Improve data collection, pricing orchestration, and personalized offer experiences

Other

  • Bachelor's degree in Computer Science, Engineering, or a related field
  • Master’s degree in Computer Science, Engineering, or a related field
  • Travel requirements: The majority of work can be accomplished remotely, but employees are encouraged to spend high quality time in-person collaborating via regular onsites (once or twice per quarter for 2-4 consecutive days).
  • Position location: Remote
  • Competitive Compensation (base + bonus & equity)