OnePay aims to solve the problem of millions of Americans being unbanked or underbanked, facing issues like insufficient savings, high fees, lack of access to affordable credit, and limited wealth growth opportunities. The company's vision is to create a single app for consumers to manage their finances, offering accessible banking, credit, and payments products.
Requirements
- Proficiency in building and maintaining APIs, microservices, and distributed systems.
- Familiarity with cloud infrastructure (AWS, Kubernetes, or similar) and database technologies.
- Experience working with risk, fraud, or compliance systems is a plus.
- Experience with Node/TypeScript
- Familiarity with functional programming concepts
Responsibilities
- Build resilient backend services that power fraud detection, identity verification, and transaction monitoring at scale.
- Develop, test, and maintain backend services and APIs that enable real-time risk and fraud prevention.
- Partner with product managers, and other engineers to design and deploy systems that protect customer accounts and transactions.
- Implement integrations with third-party risk and compliance platforms, ensuring seamless and secure data flows.
- Contribute to architectural decisions that balance scale, security, and reliability across sensitive financial systems.
- Build clear documentation to support collaboration, transparency, and operational excellence.
Other
- 3+ years of professional experience in backend engineering, ideally within fintech, payments, or external customer facing systems.
- Drive and proactivity – everyone here is a builder and executor.
- Remote-friendly (US)
- flexible time off (FTO)
- opportunities for growth
