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Software Engineer, Verifications

Upstart

$142,000 - $196,600
Oct 10, 2025
Remote, US
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Upstart's Verifications Decisioning team needs to build core capabilities to efficiently deliver online data sources for ML models to improve loan performance and automate decisioning of applications using ML-driven rules to reduce friction and prevent fraud, while also extending these benefits to emerging products.

Requirements

  • 3+ years of professional software development experience building scalable public or consumer-facing web and/or mobile products displaying a passion for user-experience, and a product-first mindset.
  • High level of proficiency coding in production with Kotlin and/or Ruby on Rails.
  • Knowledge of, or hands-on experience utilizing advanced CI/CD technologies with a focus on infrastructure/everything as code.

Responsibilities

  • build services to integrate with new data sources
  • implement and maintain highly scalable gRPC APIs for internal teams to access data
  • partner closely with stakeholders to ensure data quality standards are met and ensured through thorough testing frameworks
  • accelerating improvements to ML models using richer and more reliable data sources
  • Develop robust, high-performance services that enable real-time data retrieval and decisioning.
  • Optimize and refactor code for scalability and efficiency, ensuring low-latency responses.
  • Maintain and evolve our API infrastructure to support the growing volume of products and integrations.

Other

  • Work closely with cross-functional teams to understand business goals and translate them into technical requirements.
  • Ensure the quality and reliability of ML models by writing unit and integration tests, participating in code reviews, and monitoring production systems.
  • Exhibits a growth mindset - you’re not afraid to pick up new technologies that are best for the task, and learn from others.
  • Excellent communication skills, able to explain complex technical topics to non-technical stakeholders.
  • Extreme ownership of your work with a problem solving mindset, comfortability persevering through ambiguity without delegating the hard part to others