OneMain Financial is looking for a Senior Analyst to join their Credit Pricing & Strategy team to optimize credit risk underwriting and pricing strategies to drive revenue growth, mitigate losses, and improve profitability.
Requirements
- Strong SQL, SAS and Excel skills required
- experience with multiple types of relational databases, BI tools/platforms, and/or additional programming languages is a plus
- Utilize data query tools (i.e., R, SAS, SQL, MATLAB, Python) and decision tree analytical software to develop, test and execute new strategies
- Leverage traditional regression model and machine learning algorithm to understand the key drivers and estimate customer behaviors by different strategy treatment
- 2+ years of experience in a complex, data-driven problem solving environment
- Innovative and capable of developing a highly analytical app
Responsibilities
- Under limited guidance, design, recommend, document and execute consumer credit underwriting and pricing strategies via extracting and analyzing requisite historical customer performance data from multiple disparate systems
- Utilize data query tools (i.e., R, SAS, SQL, MATLAB, Python) and decision tree analytical software to develop, test and execute new strategies
- Leverage traditional regression model and machine learning algorithm to understand the key drivers and estimate customer behaviors by different strategy treatment
- Drive profitable business growth via developing strategy optimization framework with full credit-cycle view
- Implement Quality Control processes to ensure data accuracy
- Continually enhance existing processes and reporting through automation, quality control, presentation and insights
- Effectively summarize and present results and insights to management
Other
- Bachelor Degree (Graduate Preferred) preferably in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management or Computer Science
- Master's or PhD may offset experience
- Location: Baltimore, MD; NYC (hybrid)
