Visa is looking to drive improvements in credit product usage, activation, and preference among issuers and consumers globally, while also facilitating thought leadership on the future of credit and optimizing consumer access to credit.
Requirements
- Experience in the payments industry, preferably in product development, product management & strategy
- Experience in financial services, fintechs, telecom, retail and ecommerce will be an advantage
- Proven experience in P&L ownership & sharp understanding of macroeconomics, consumer behavior, product operations, business processes
- Established credentials in delivering product & business solutions and keen interest in payment technology & innovation
- Understanding of network product, rules, technology will be advantageous
- Sound business acumen, analytical skills and keen understanding of new technology payment business models and profitability drivers
- Understanding of Visa business and organization strongly preferred
Responsibilities
- Leading identification, development and execution of Credit product best practices to drive improvements in usage, activation and preference for Visa amongst issuers and consumers across the world
- Drive credit innovation; through development and deployment of credit expansion initiatives across traditional credit card issuance and the provision of credit via different form factors and channels
- Facilitate Visa thought-leadership; working closely with regional teams and stakeholder groups to develop a clear point of view on the impacts of economic and other trends on the future of credit and establishing Visa’s leadership in optimizing consumer access to credit for internal and external stakeholders
- Responsible for efficient administration of these Rules and Standards as they pertain to Credit Products, ensuring that the Rules are fit-for-purpose, while also ensuring their efficient operation and administration.
- Responsible for the identification, development, commercialization and launch of new ways to grow the consumer credit business, working closely with regional teams, global stakeholders and Visa issuers to expand “credit-card” issuance, as well as newer ways of efficiently facilitating the provision of unsecured credit.
- Facilitating the collation, analysis and dissemination of best practices and recommendations for optimal Credit Product performance both internally within Visa, and as a thought-leader externally, working closely with Visa Consulting & Analytics.
- Global ownership of Visa Rules, including taking responsibility for any updates and innovations to drive Product Rule flexibility where necessary
Other
- Reporting to the Head of Global Card Products
- Lead a small global team of SMEs
- Work closely with colleagues from across Visa’s global regions as well as with Global stakeholders
- Highly collaborative and will be the key interface between the market teams and Visa’s global team
- Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position.
