PenFed is seeking a Senior Director of Pricing & Product Analytics to drive pricing strategy, product performance insights, and portfolio optimization across the Auto Lending and Unsecured Lending businesses
Requirements
- Advanced knowledge of industry standards and practices in business intelligence/analytics
- Demonstrated expertise in consumer lending economics (including auto and unsecured loan pricing strategy)
- Hands-on experience with pricing optimization platforms (e.g., Nomis, FICO Loan Pricing Optimizer) strongly preferred
- Strong understanding of programming languages (e.g., Python, SQL, or R)
- Experience developing reports and dashboards using BI tools such as Tableau or Power BI
- Familiarity with cloud-based data platforms (Snowflake, Salesforce Data Cloud) preferred
- Proven ability to translate complex analytical findings into actionable business recommendations
Responsibilities
- Drive auto and unsecured lending pricing strategy, including development of pricing frameworks, monitoring of competitive dynamics, and use of pricing optimization tools such as Nomis Pricing Optimization Engine
- Partner with Decision Science and Risk teams to monitor credit performance, loan pricing effectiveness, and portfolio health across both secured and unsecured lending portfolios
- Oversee analysis of the full consumer lending lifecycle, from application funnel through booked loan performance, identifying opportunities to optimize conversion, yield, and member outcomes
- Develop reporting and dashboard solutions that provide timely, accurate, and actionable insights
- Deliver analytical insights that help product teams across Auto, Personal, and Student Loan products assess business trends, evaluate product performance, and inform roadmap decisions
- Produce executive-ready analyses and recommendations on pricing, product performance, and market trends across secured and unsecured lending to influence senior leadership decisions
- Act as a trusted business partner to Product, Finance, Risk, and Marketing leadership, fostering a data-driven culture and ensuring alignment of pricing and product analytics with broader strategic goals
Other
- Bachelor's Degree required in Economics, Business Analytics, Finance, Statistics, Mathematics, or related field; Master's Degree or MBA preferred
- Minimum of twelve (12) years of progressively responsible experience in financial services with a focus on pricing, product analytics, or related fields
- Minimum of five (5) years of direct management experience required
- Ability to travel to various worksites and be on-call is required
- Strong communication skills, with ability to present technical and financial insights to senior executives in clear, actionable terms
