Upstart is looking to shape its capital strategy by partnering with institutional capital providers, leveraging its AI lending marketplace to expand access to affordable credit. The Staff Data Analyst will provide analytical insights and technical capabilities to drive data-informed decision-making in this area.
Requirements
- Strong background in credit analytics, valuation, and quantitative financial model development
- Hands-on proficiency with advanced SQL techniques and experience with Python or R.
- Expertise in working with large datasets, data modeling, and building robust data pipelines, utilizing tools like Databricks, DBT, Looker, Snowflake, and Redshift to deliver actionable insights.
- Skilled at translating complex business and performance insights into compelling, executive-ready narratives, using data visualization tools like Tableau, PowerBI, or Looker to influence and drive strategic decisions at the C-suite level.
- Extensive experience in consumer lending strategy, with a strong background in consumer credit capital markets, private credit, or structured products, enabling informed decision-making and innovative approaches to credit strategy.
Responsibilities
- Work hand-in-hand with Data Analytics, Machine Learning, Product, Engineering, and Finance teams to shape credit metrics, craft compelling narratives, and develop financial forecasts, driving alignment on the state of the Upstart platform.
- Drive impactful decisions within Upstart’s credit platform and the investor/lending community by identifying opportunities, evaluating risks, and leveraging deep insights
- Develop foundational financial models, data pipelines, and automated reporting systems to deliver powerful, dynamic insights and enable strategic decision-making.
- Mentor junior team members while fostering a culture of excellence in data, credit, and analytics, positioning the team as a hub of expertise and innovation.
- Partnering closely with our Capital Markets and Lending Partnership teams, you’ll work directly with some of the top institutional capital providers in the industry, helping them leverage Upstart’s cutting-edge technology to achieve their business goals.
- Drive insights into loan credit and financial performance while contributing to the structuring of bespoke capital deals that meet the unique needs of upstart and our partners.
Other
- 7+ years of professional growth and proven success in the technology and financial sectors, showcasing a deep understanding of industry dynamics and innovation.
- Exceptional track record of building strong partnerships with cross-functional teams, particularly in Finance, Product, Data Engineering, and Machine Learning, to align on strategy and drive impactful outcomes.
- Degree in Economics, Statistics, Engineering, Data Science, or other quantitative fields.
- As a digital first company, the majority of your work can be accomplished remotely within the United States.
- The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time
